# Shikha Mittra

> Shikha Mittra is a fee-only financial advisor at RETIRE SMART Consulting, LLC in Princeton, New Jersey, who holds the AIF, CEPA and CFP credentials. RETIRE SMART Consulting, LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/shikha-mittra/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** RETIRE SMART Consulting, LLC
- **Based in:** Princeton, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $52M across 56 accounts
- **Credentials:** AIF, CEPA, CFP, CMFC, CRPS, MBA
- **Works with:** High earners
- **CRD:** 2316774 (https://adviserinfo.sec.gov/individual/summary/2316774)
- **SEC registration:** Investment adviser representative in NJ
- **Exams passed:** Series 63 (1993)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://retiresmartconsulting.com

## Frequently asked questions

### Is Shikha Mittra a fee-only financial advisor?

Yes. Shikha Mittra is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Shikha's firm.

### How does Shikha charge for financial advice?

Shikha's firm, RETIRE SMART Consulting, LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Shikha Mittra based?

Shikha Mittra is based in Princeton, New Jersey.

### What credentials does Shikha Mittra hold?

Shikha Mittra holds the AIF, CEPA, CFP, CMFC, CRPS and MBA credentials.

### Is Shikha Mittra registered with the SEC?

Yes. Shikha Mittra is registered as an investment adviser representative in NJ (CRD 2316774), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does RETIRE SMART Consulting, LLC manage?

RETIRE SMART Consulting, LLC reports $52M across 56 accounts in assets under management.

### How do I contact Shikha Mittra?

Through Shikha's website, retiresmartconsulting.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/6536): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.retiresmartconsulting.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.