# Shalmali Kulkarni

> Shalmali Kulkarni is a fee-only financial advisor at Pathview Wealth Advisors in San Diego, California, who holds the CFP, Certified Student Loan Professional and CPA credentials. Shalmali focuses on tax planning. Pathview Wealth Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/shalmali-kulkarni/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Pathview Wealth Advisors
- **Based in:** San Diego, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $583.0M across 1,278 accounts
- **Credentials:** CFP, Certified Student Loan Professional, CPA, EA, MBA
- **Specialties:** Tax planning
- **CRD:** 7188172 (https://adviserinfo.sec.gov/individual/summary/7188172)
- **SEC registration:** Investment adviser representative in CA, TX
- **Firm size:** 14 employees
- **Disclosures:** None reported
- **Website:** http://pathview.com

## Frequently asked questions

### Is Shalmali Kulkarni a fee-only financial advisor?

Yes. Shalmali Kulkarni is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Shalmali's firm.

### How does Shalmali charge for financial advice?

Shalmali's firm, Pathview Wealth Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Shalmali Kulkarni based?

Shalmali Kulkarni is based in San Diego, California.

### What does Shalmali specialize in?

Shalmali's specialties include tax planning.

### What credentials does Shalmali Kulkarni hold?

Shalmali Kulkarni holds the CFP, Certified Student Loan Professional, CPA, EA and MBA credentials.

### Is Shalmali Kulkarni registered with the SEC?

Yes. Shalmali Kulkarni is registered as an investment adviser representative in CA and TX (CRD 7188172), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Pathview Wealth Advisors manage?

Pathview Wealth Advisors reports $583.0M across 1,278 accounts in assets under management.

### How do I contact Shalmali Kulkarni?

Through Shalmali's website, pathview.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/208): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://pathview.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.