# Seth Elam

> Seth Elam is a fee-only financial advisor at Sterling Wealth Management in Champaign, Illinois, who holds the CFP credential. Sterling Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/seth-elam/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Sterling Wealth Management
- **Based in:** Champaign, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $494.6M across 737 accounts
- **Credentials:** CFP
- **CRD:** 7241831 (https://adviserinfo.sec.gov/individual/summary/7241831)
- **SEC registration:** Investment adviser representative in IL, TX
- **Exams passed:** Series 65 (2020)
- **Firm size:** 7 employees
- **Disclosures:** None reported
- **Website:** http://www.sterlingwealthmanagement.com

## Frequently asked questions

### Is Seth Elam a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Seth holds no broker registration, and Sterling Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Seth charge for financial advice?

Seth's firm, Sterling Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Seth Elam based?

Seth Elam is based in Champaign, Illinois.

### What credentials does Seth Elam hold?

Seth Elam holds the CFP credential.

### Is Seth Elam registered with the SEC?

Yes. Seth Elam is registered as an investment adviser representative in IL and TX (CRD 7241831), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sterling Wealth Management manage?

Sterling Wealth Management reports $494.6M across 737 accounts in assets under management.

### How do I contact Seth Elam?

Through Seth's website, www.sterlingwealthmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7241831): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.