# Scott Roads

> Scott Roads is a fee-only financial advisor at Spectra Investment Management in Stuart, Florida. Spectra Investment Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/scott-roads/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Spectra Investment Management
- **Based in:** Stuart, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Fees (firm's website):** a $5,000,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $306.8M across 133 accounts
- **Works with:** Founders, Multi-generational families, Ultra high net worth
- **CRD:** 6773684 (https://adviserinfo.sec.gov/individual/summary/6773684)
- **SEC registration:** Investment adviser representative in TX
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.spectrainvestment.com/

## Frequently asked questions

### Is Scott Roads a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Scott holds no broker registration, and Spectra Investment Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Scott charge for financial advice?

Scott's firm, Spectra Investment Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### How much does Scott charge?

According to Spectra Investment Management's website, checked October 30, 2026: a $5,000,000 asset minimum.

### Where is Scott Roads based?

Scott Roads is based in Stuart, Florida.

### Is Scott Roads registered with the SEC?

Yes. Scott Roads is registered as an investment adviser representative in TX (CRD 6773684), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Spectra Investment Management manage?

Spectra Investment Management reports $306.8M across 133 accounts in assets under management.

### How do I contact Scott Roads?

Through Scott's website, www.spectrainvestment.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6773684): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.spectrainvestment.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.