# Scott Koser

> Scott Koser is a fee-only financial advisor at Cornerstone Investment Management and Consulting in Daphne, Alabama, who holds the CFA credential. Scott charges a percentage of assets.

Page: https://find.wellspent.co/advisors/scott-koser/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Cornerstone Investment Management and Consulting
- **Based in:** Daphne, Alabama
- **Fee model:** Percentage of assets
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $86.6M across 206 accounts
- **Credentials:** CFA
- **CRD:** 4380622 (https://adviserinfo.sec.gov/individual/summary/4380622)
- **SEC registration:** Investment adviser representative in AL, FL, GA, LA, TX
- **Exams passed:** Series 65 (2002)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.csimac.com

## Frequently asked questions

### Is Scott Koser a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Scott holds no broker registration, and Cornerstone Investment Management and Consulting reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Scott charge for financial advice?

Scott charges a percentage of assets.

### Where is Scott Koser based?

Scott Koser is based in Daphne, Alabama.

### What credentials does Scott Koser hold?

Scott Koser holds the CFA credential.

### Is Scott Koser registered with the SEC?

Yes. Scott Koser is registered as an investment adviser representative in AL, FL, GA, LA and TX (CRD 4380622), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cornerstone Investment Management and Consulting manage?

Cornerstone Investment Management and Consulting reports $86.6M across 206 accounts in assets under management.

### How do I contact Scott Koser?

Through Scott's website, www.csimac.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4380622): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.investwithcornerstone.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.