# Scott Ferguson

> Scott Ferguson is a fee-only financial advisor at Financial Concepts in Columbus, Mississippi. Financial Concepts reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/scott-ferguson/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Financial Concepts
- **Based in:** Columbus, Mississippi
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $1.09B across 5,235 accounts
- **CRD:** 5128168 (https://adviserinfo.sec.gov/individual/summary/5128168)
- **SEC registration:** Investment adviser representative in MS, TX
- **Exams passed:** Series 63 (2008), Series 65 (2014)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** https://www.fincon.net

## Frequently asked questions

### Is Scott Ferguson a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Scott holds no broker registration, and Financial Concepts reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Scott charge for financial advice?

Scott's firm, Financial Concepts, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Scott Ferguson based?

Scott Ferguson is based in Columbus, Mississippi.

### Is Scott Ferguson registered with the SEC?

Yes. Scott Ferguson is registered as an investment adviser representative in MS and TX (CRD 5128168), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Concepts manage?

Financial Concepts reports $1.09B across 5,235 accounts in assets under management.

### How do I contact Scott Ferguson?

Through Scott's website, www.fincon.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5128168): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.
