# Scott Cline

> Scott Cline is a fee-only financial advisor at Cline Financial Concepts in Champaign, Illinois. Cline Financial Concepts reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/scott-cline/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cline Financial Concepts
- **Based in:** Champaign, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $86.8M across 258 accounts
- **CRD:** 4963332 (https://adviserinfo.sec.gov/individual/summary/4963332)
- **SEC registration:** Investment adviser representative in AZ, CA, IL
- **Exams passed:** Series 65 (2005)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.cline-financial.com

## Frequently asked questions

### Is Scott Cline a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Scott holds no broker registration, and Cline Financial Concepts reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Scott charge for financial advice?

Scott's firm, Cline Financial Concepts, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Scott Cline based?

Scott Cline is based in Champaign, Illinois.

### Is Scott Cline registered with the SEC?

Yes. Scott Cline is registered as an investment adviser representative in AZ, CA and IL (CRD 4963332), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cline Financial Concepts manage?

Cline Financial Concepts reports $86.8M across 258 accounts in assets under management.

### How do I contact Scott Cline?

Through Scott's website, www.cline-financial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4963332): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.