# Scott Cawood

> Scott Cawood is a fee-only financial advisor at Arbor Investment Advisors in Winston Salem, North Carolina, who holds the CFP and CFA credentials. Scott focuses on divorce financial planning, estate & legacy planning and tax planning. Arbor Investment Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/scott-cawood/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Arbor Investment Advisors
- **Based in:** Winston Salem, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $1.29B across 1,457 accounts
- **Credentials:** CFP, CFA
- **Specialties:** Divorce financial planning, Estate & legacy planning, Tax planning, Family wealth transfer
- **Works with:** Founders, Executives, Multi-generational families, Divorced individuals
- **CRD:** 3257948 (https://adviserinfo.sec.gov/individual/summary/3257948)
- **SEC registration:** Investment adviser representative in NC, TX
- **Exams passed:** Series 63 (1999)
- **Firm size:** 8 employees
- **Disclosures:** None reported
- **Website:** http://arborinvest.com/

## Frequently asked questions

### Is Scott Cawood a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Scott holds no broker registration, and Arbor Investment Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Scott charge for financial advice?

Scott's firm, Arbor Investment Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Scott Cawood based?

Scott Cawood is based in Winston Salem, North Carolina.

### What does Scott specialize in?

Scott's specialties include divorce financial planning, estate & legacy planning, tax planning and family wealth transfer. Scott works with founders, executives, multi-generational families and divorced individuals.

### What credentials does Scott Cawood hold?

Scott Cawood holds the CFP and CFA credentials.

### Is Scott Cawood registered with the SEC?

Yes. Scott Cawood is registered as an investment adviser representative in NC and TX (CRD 3257948), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Arbor Investment Advisors manage?

Arbor Investment Advisors reports $1.29B across 1,457 accounts in assets under management.

### How do I contact Scott Cawood?

Through Scott's website, arborinvest.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3257948): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (http://www.arborinvest.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.