# Sarah Brown

> Sarah Brown is a fee-only financial advisor at Natural Bridges Financial Advisors in Santa Cruz, California, who holds the CFP, CPA and MBA credentials. Sarah charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $12,000 a year) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/sarah-brown/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Natural Bridges Financial Advisors
- **Based in:** Santa Cruz, California
- **Fee model:** Flat fee or retainer; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $12,000 a year
- **Assets under management (firm):** $155.8M across 319 accounts
- **Credentials:** CFP, CPA, MBA
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 7622830 (https://adviserinfo.sec.gov/individual/summary/7622830)
- **SEC registration:** Investment adviser representative in CA
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://naturalbridgesfa.com

## Frequently asked questions

### Is Sarah Brown a fee-only financial advisor?

Yes. Sarah Brown is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Sarah's firm.

### How does Sarah charge for financial advice?

Sarah charges a flat fee or retainer and an ongoing planning fee.

### How much does Sarah charge?

According to Natural Bridges Financial Advisors's website, checked October 28, 2026: ongoing planning from $12,000 a year.

### Where is Sarah Brown based?

Sarah Brown is based in Santa Cruz, California.

### What does Sarah specialize in?

Sarah's specialties include retirement planning and tax planning.

### What credentials does Sarah Brown hold?

Sarah Brown holds the CFP, CPA and MBA credentials.

### Is Sarah Brown registered with the SEC?

Yes. Sarah Brown is registered as an investment adviser representative in CA (CRD 7622830), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Natural Bridges Financial Advisors manage?

Natural Bridges Financial Advisors reports $155.8M across 319 accounts in assets under management.

### How do I contact Sarah Brown?

Through Sarah's website, naturalbridgesfa.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/6252): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://naturalbridgesfa.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.