# Sara Young

> Sara Young is a fee-only financial advisor at Live and Give Financial LLC in Cincinnati, Ohio, who holds the CFP credential. Sara charges a flat fee or retainer, an ongoing planning fee, a one-time planning fee and hourly fees (ongoing planning from $5,000 a year and one-time plans from $475) and focuses on flat-fee planning, physicians & residents and student loans.

Page: https://find.wellspent.co/advisors/sara-young/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Live and Give Financial LLC
- **Based in:** Cincinnati, Ohio
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee; Hourly
- **Fees (firm's website):** ongoing planning from $5,000 a year; one-time plans from $475; no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $438K across 10 accounts
- **Credentials:** CFP
- **Specialties:** Flat-fee planning, Physicians & residents, Student loans, Tax planning, Estate & legacy planning
- **Works with:** Physicians
- **CRD:** 7290529 (https://adviserinfo.sec.gov/individual/summary/7290529)
- **SEC registration:** Investment adviser representative in OH, TX
- **Exams passed:** Series 65 (2020)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://liveandgivefinancial.com

## Frequently asked questions

### Is Sara Young a fee-only financial advisor?

Yes. Sara Young is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Sara's firm.

### How does Sara charge for financial advice?

Sara charges a flat fee or retainer, an ongoing planning fee, a one-time planning fee and hourly fees.

### How much does Sara charge?

According to Live and Give Financial LLC's website, checked October 28, 2026: ongoing planning from $5,000 a year; one-time plans from $475; no asset minimum.

### Does Sara work with clients virtually?

Yes. Live and Give Financial LLC says on its website that it works with clients remotely.

### Where is Sara Young based?

Sara Young is based in Cincinnati, Ohio.

### What does Sara specialize in?

Sara's specialties include flat-fee planning, physicians & residents, student loans, tax planning and estate & legacy planning. Sara works with physicians.

### What credentials does Sara Young hold?

Sara Young holds the CFP credential.

### Is Sara Young registered with the SEC?

Yes. Sara Young is registered as an investment adviser representative in OH and TX (CRD 7290529), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Live and Give Financial LLC manage?

Live and Give Financial LLC reports $438K across 10 accounts in assets under management.

### How do I contact Sara Young?

Through Sara's website, liveandgivefinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/50661): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://liveandgivefinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.