# Sara Brubaker

> Sara Brubaker is a fee-only financial advisor at RFM Financial Solutions in Midland, Michigan, who holds the ChFC credential. Sara charges a percentage of assets and hourly fees (0.5%–1% a year of assets managed).

Page: https://find.wellspent.co/advisors/sara-brubaker/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** RFM Financial Solutions
- **Based in:** Midland, Michigan
- **Fee model:** Percentage of assets; Hourly
- **Fees (firm's website):** 0.5%–1% a year of assets managed
- **Assets under management (firm):** $260.1M across 979 accounts
- **Credentials:** ChFC
- **CRD:** 7856609 (https://adviserinfo.sec.gov/individual/summary/7856609)
- **SEC registration:** Investment adviser representative in MI, TX
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://www.rfmfinancialsolutions.com

## Frequently asked questions

### Is Sara Brubaker a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Sara holds no broker registration, and RFM Financial Solutions reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Sara charge for financial advice?

Sara charges a percentage of assets and hourly fees.

### How much does Sara charge?

According to RFM Financial Solutions's website, checked October 30, 2026: 0.5%–1% a year of assets managed.

### Where is Sara Brubaker based?

Sara Brubaker is based in Midland, Michigan.

### What credentials does Sara Brubaker hold?

Sara Brubaker holds the ChFC credential.

### Is Sara Brubaker registered with the SEC?

Yes. Sara Brubaker is registered as an investment adviser representative in MI and TX (CRD 7856609), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does RFM Financial Solutions manage?

RFM Financial Solutions reports $260.1M across 979 accounts in assets under management.

### How do I contact Sara Brubaker?

Through Sara's website, www.rfmfinancialsolutions.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7856609): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://rfmfinancialsolutions.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.