# Sandria Calio

> Sandria Calio is a fee-only financial advisor at Providence Financial Services in Rocky River, Ohio, who holds the CFP and PFS credentials. Sandria focuses on retirement planning, tax planning and estate & legacy planning. Providence Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/sandria-calio/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Providence Financial Services
- **Based in:** Rocky River, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $12.6M across 19 accounts
- **Credentials:** CFP, PFS
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Pre-retirees, Retirees
- **CRD:** 1719784 (https://adviserinfo.sec.gov/individual/summary/1719784)
- **SEC registration:** Investment adviser representative in OH, TX
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.providencefinancialgroup.com

## Frequently asked questions

### Is Sandria Calio a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Sandria holds no broker registration, and Providence Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Sandria charge for financial advice?

Sandria's firm, Providence Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Sandria Calio based?

Sandria Calio is based in Rocky River, Ohio.

### What does Sandria specialize in?

Sandria's specialties include retirement planning, tax planning and estate & legacy planning. Sandria works with pre-retirees and retirees.

### What credentials does Sandria Calio hold?

Sandria Calio holds the CFP and PFS credentials.

### Is Sandria Calio registered with the SEC?

Yes. Sandria Calio is registered as an investment adviser representative in OH and TX (CRD 1719784), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Providence Financial Services manage?

Providence Financial Services reports $12.6M across 19 accounts in assets under management.

### How do I contact Sandria Calio?

Through Sandria's website, www.providencefinancialgroup.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1719784): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://providencefinancialgroup.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.