# Ryan Ruggaard

> Ryan Ruggaard is a fee-only financial advisor at Ruggaard & Associates in Hudson, Ohio. Ryan focuses on tax planning and estate & legacy planning. Ruggaard & Associates reports charging a percentage of assets and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ryan-ruggaard/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Ruggaard & Associates
- **Based in:** Hudson, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Performance-based fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $368.6M across 998 accounts
- **Specialties:** Tax planning, Estate & legacy planning
- **CRD:** 6415983 (https://adviserinfo.sec.gov/individual/summary/6415983)
- **SEC registration:** Investment adviser representative in IL, OH, TX
- **Exams passed:** Series 63 (2015), Series 65 (2022)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** http://www.ruggaard.net/

## Frequently asked questions

### Is Ryan Ruggaard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Ruggaard & Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan's firm, Ruggaard & Associates, reports charging a percentage of assets and performance-based fees on its SEC Form ADV.

### Where is Ryan Ruggaard based?

Ryan Ruggaard is based in Hudson, Ohio.

### What does Ryan specialize in?

Ryan's specialties include tax planning and estate & legacy planning.

### Is Ryan Ruggaard registered with the SEC?

Yes. Ryan Ruggaard is registered as an investment adviser representative in IL, OH and TX (CRD 6415983), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ruggaard & Associates manage?

Ruggaard & Associates reports $368.6M across 998 accounts in assets under management.

### How do I contact Ryan Ruggaard?

Through Ryan's website, www.ruggaard.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6415983): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://ruggaard.net/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.