# Ryan Moran

> Ryan Moran is a fee-only financial advisor at Locus Wealth Management in West Chester, Pennsylvania, who holds the CFP credential. Ryan charges a percentage of assets and a one-time planning fee (one-time plans from $3,000 and 1% a year on the first tier of assets managed) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/ryan-moran/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Locus Wealth Management
- **Based in:** West Chester, Pennsylvania
- **Fee model:** Percentage of assets; One-time planning fee
- **Fees (firm's website):** one-time plans from $3,000; 1% a year on the first tier of assets managed
- **Assets under management (firm):** $17.5M across 48 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 6962976 (https://adviserinfo.sec.gov/individual/summary/6962976)
- **SEC registration:** Investment adviser representative in PA, TX
- **Exams passed:** Series 66 (2019)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://locuswealthmanagement.com

## Frequently asked questions

### Is Ryan Moran a fee-only financial advisor?

Yes. Ryan Moran is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ryan's firm.

### How does Ryan charge for financial advice?

Ryan charges a percentage of assets and a one-time planning fee.

### How much does Ryan charge?

According to Locus Wealth Management's website, checked October 28, 2026: one-time plans from $3,000; 1% a year on the first tier of assets managed.

### Where is Ryan Moran based?

Ryan Moran is based in West Chester, Pennsylvania.

### What does Ryan specialize in?

Ryan's specialties include retirement planning and tax planning.

### What credentials does Ryan Moran hold?

Ryan Moran holds the CFP credential.

### Is Ryan Moran registered with the SEC?

Yes. Ryan Moran is registered as an investment adviser representative in PA and TX (CRD 6962976), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Locus Wealth Management manage?

Locus Wealth Management reports $17.5M across 48 accounts in assets under management.

### How do I contact Ryan Moran?

Through Ryan's website, locuswealthmanagement.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/ryan-moran-86290): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://locuswealthmanagement.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.