# Ryan Miyashiro

> Ryan Miyashiro is a fee-only financial advisor at Kahala Financial Advisors in Honolulu, Hawaii, who holds the CFP credential. Ryan charges a percentage of assets (1% a year on the first tier of assets managed and a $1,000,000 asset minimum) and focuses on retirement planning and pension planning.

Page: https://find.wellspent.co/advisors/ryan-miyashiro/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Kahala Financial Advisors
- **Based in:** Honolulu, Hawaii
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed; a $1,000,000 asset minimum
- **Assets under management (firm):** $203.4M across 422 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Pension planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 6045435 (https://adviserinfo.sec.gov/individual/summary/6045435)
- **SEC registration:** Investment adviser representative in HI
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.kahalafinancialadvisors.com

## Frequently asked questions

### Is Ryan Miyashiro a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Kahala Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan charges a percentage of assets.

### How much does Ryan charge?

According to Kahala Financial Advisors's website, checked October 30, 2026: 1% a year on the first tier of assets managed; a $1,000,000 asset minimum.

### Where is Ryan Miyashiro based?

Ryan Miyashiro is based in Honolulu, Hawaii.

### What does Ryan specialize in?

Ryan's specialties include retirement planning and pension planning. Ryan works with retirees and pre-retirees.

### What credentials does Ryan Miyashiro hold?

Ryan Miyashiro holds the CFP credential.

### Is Ryan Miyashiro registered with the SEC?

Yes. Ryan Miyashiro is registered as an investment adviser representative in HI (CRD 6045435), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Kahala Financial Advisors manage?

Kahala Financial Advisors reports $203.4M across 422 accounts in assets under management.

### How do I contact Ryan Miyashiro?

Through Ryan's website, www.kahalafinancialadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6045435): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (http://www.kahalafinancialadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.