# Ryan Melnyk

> Ryan Melnyk is a fee-only financial advisor at Manzanita Wealth Management in West Sacramento, California. Ryan charges a flat fee or retainer, an ongoing planning fee, a percentage of assets and a one-time planning fee (ongoing planning from $4,000 a year and one-time plans from $4,000) and focuses on equity compensation, pension planning and flat-fee planning.

Page: https://find.wellspent.co/advisors/ryan-melnyk/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Manzanita Wealth Management
- **Based in:** West Sacramento, California
- **Fee model:** Flat fee or retainer; Ongoing planning fee; Percentage of assets; One-time planning fee
- **Fees (firm's website):** ongoing planning from $4,000 a year; one-time plans from $4,000; 0.25% a year on the first tier of assets managed; no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $3.1M across 8 accounts
- **Specialties:** Equity compensation, Pension planning, Flat-fee planning, Retirement planning, Estate & legacy planning, Tax planning
- **Works with:** Early-career professionals, Mid-life transitions
- **CRD:** 7970540 (https://adviserinfo.sec.gov/individual/summary/7970540)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.manzanitawealth.com/

## Frequently asked questions

### Is Ryan Melnyk a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Manzanita Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan charges a flat fee or retainer, an ongoing planning fee, a percentage of assets and a one-time planning fee.

### How much does Ryan charge?

According to Manzanita Wealth Management's website, checked October 30, 2026: ongoing planning from $4,000 a year; one-time plans from $4,000; 0.25% a year on the first tier of assets managed; no asset minimum.

### Does Ryan work with clients virtually?

Yes. Manzanita Wealth Management says on its website that it works with clients remotely.

### Where is Ryan Melnyk based?

Ryan Melnyk is based in West Sacramento, California.

### What does Ryan specialize in?

Ryan's specialties include equity compensation, pension planning, flat-fee planning, retirement planning, estate & legacy planning and tax planning. Ryan works with early-career professionals and mid-life transitions.

### Is Ryan Melnyk registered with the SEC?

Yes. Ryan Melnyk is registered as an investment adviser representative in CA (CRD 7970540), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Manzanita Wealth Management manage?

Manzanita Wealth Management reports $3.1M across 8 accounts in assets under management.

### How do I contact Ryan Melnyk?

Through Ryan's website, www.manzanitawealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7970540): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.manzanitawealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.