# Ryan Kilkenny

> Ryan Kilkenny is a fee-only financial advisor at Atomic Planning in Gardner, Kansas. Ryan charges a percentage of assets (1% a year on the first tier of assets managed and typically works with clients with $1,000,000 or more) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/ryan-kilkenny/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Atomic Planning
- **Based in:** Gardner, Kansas
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed; typically works with clients with $1,000,000 or more
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $7.6M across 50 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Pre-retirees
- **CRD:** 6960839 (https://adviserinfo.sec.gov/individual/summary/6960839)
- **SEC registration:** Investment adviser representative in KS, MO, TX
- **Exams passed:** Series 66 (2018)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.atomicplanning.com

## Frequently asked questions

### Is Ryan Kilkenny a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Atomic Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan charges a percentage of assets.

### How much does Ryan charge?

According to Atomic Planning's website, checked October 30, 2026: 1% a year on the first tier of assets managed; typically works with clients with $1,000,000 or more.

### Does Ryan work with clients virtually?

Yes. Atomic Planning says on its website that it works with clients remotely.

### Where is Ryan Kilkenny based?

Ryan Kilkenny is based in Gardner, Kansas.

### What does Ryan specialize in?

Ryan's specialties include retirement planning, tax planning and estate & legacy planning. Ryan works with pre-retirees.

### Is Ryan Kilkenny registered with the SEC?

Yes. Ryan Kilkenny is registered as an investment adviser representative in KS, MO and TX (CRD 6960839), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Atomic Planning manage?

Atomic Planning reports $7.6M across 50 accounts in assets under management.

### How do I contact Ryan Kilkenny?

Through Ryan's website, www.atomicplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6960839): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.atomicplanning.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.