# Ryan Johnson > Ryan Johnson is a fee-only financial advisor at Hundred Financial Planning in Grand Rapids, Michigan, who holds the CFP credential. Ryan charges a one-time planning fee, a percentage of assets, a subscription and a flat fee or retainer (no asset minimum) and focuses on small business owners, equity compensation and sustainable & impact investing. Page: https://find.wellspent.co/advisors/ryan-johnson/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Hundred Financial Planning - **Based in:** Grand Rapids, Michigan - **Fee model:** One-time planning fee; Percentage of assets; Subscription; Flat fee or retainer - **Fees (firm's website):** no asset minimum - **Accepting new clients:** Yes (firm's website) - **Assets under management (firm):** $500M - $1B - **Credentials:** CFP - **Specialties:** Small business owners, Equity compensation, Sustainable & impact investing, Family wealth transfer - **Works with:** High earners, HENRY (High Earners, Not Rich Yet), Executives, Founders, Early-career professionals, Cross-border families - **CRD:** 7510803 (https://adviserinfo.sec.gov/individual/summary/7510803) - **SEC registration:** Investment adviser representative in MI, MN - **Exams passed:** Series 65 (2022), Series 63 (2022) - **Firm size:** 69 employees - **Disclosures:** None reported - **Website:** https://hundredfp.com ## About Hundred Financial Planning is a fee-only financial planning firm helping successful professionals and families bring clarity, confidence, and structure to their financial lives. We work with people who have outgrown DIY tools and want a thoughtful partner to help them make smart, intentional decisions about money. Our clients are often balancing career growth, major life transitions, and increasingly complex finances, from stock compensation and tax planning to buying a home, growing a family, or planning for early financial independence. We help organize every moving part into a cohesive plan that connects your money to your goals and values. Whether it’s reviewing your tax return, managing investments, coordinating with your CPA or estate attorney, or simply helping you know where to focus next, we’re here to make financial planning feel simpler, clearer, and more aligned with your life. ## Frequently asked questions ### Is Ryan Johnson a fee-only financial advisor? Yes. Ryan Johnson is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ryan's firm. ### How does Ryan charge for financial advice? Ryan charges a one-time planning fee, a percentage of assets, a subscription and a flat fee or retainer. ### How much does Ryan charge? According to Hundred Financial Planning's website, checked October 28, 2026: no asset minimum. ### Where is Ryan Johnson based? Ryan Johnson is based in Grand Rapids, Michigan. ### What does Ryan specialize in? Ryan's specialties include small business owners, equity compensation, sustainable & impact investing and family wealth transfer. Ryan works with high earners, HENRY (High Earners, Not Rich Yet), executives, founders and early-career professionals. ### What credentials does Ryan Johnson hold? Ryan Johnson holds the CFP credential. ### Is Ryan Johnson registered with the SEC? Yes. Ryan Johnson is registered as an investment adviser representative in MI and MN (CRD 7510803), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does Hundred Financial Planning manage? Hundred Financial Planning reports $500M - $1B in assets under management. ### How do I contact Ryan Johnson? Through Ryan's website, hundredfp.com. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/ryan-johnson-67195): XYPN members are fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://www.hundredfp.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.