# Ryan Frailich

> Ryan Frailich is a fee-only financial advisor at Deliberate Finances, LLC in New Orleans, Louisiana, who holds the CFP and Certified Student Loan Professional credentials. Ryan charges an ongoing planning fee (ongoing planning from $6,000 a year) and focuses on student loans and pension planning.

Page: https://find.wellspent.co/advisors/ryan-frailich/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Deliberate Finances, LLC
- **Based in:** New Orleans, Louisiana
- **Fee model:** Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $6,000 a year
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $18.7M across 98 accounts
- **Credentials:** CFP, Certified Student Loan Professional
- **Specialties:** Student loans, Pension planning
- **Works with:** Mid-life transitions
- **CRD:** 6720951 (https://adviserinfo.sec.gov/individual/summary/6720951)
- **SEC registration:** Investment adviser representative in LA, TX
- **Exams passed:** Series 65 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://deliberatefinances.com

## Frequently asked questions

### Is Ryan Frailich a fee-only financial advisor?

Yes. Ryan Frailich is listed in the XY Planning Network directory (XYPN members are fee-only) and the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ryan's firm.

### How does Ryan charge for financial advice?

Ryan charges an ongoing planning fee.

### How much does Ryan charge?

According to Deliberate Finances, LLC's website, checked October 28, 2026: ongoing planning from $6,000 a year.

### Where is Ryan Frailich based?

Ryan Frailich is based in New Orleans, Louisiana.

### What does Ryan specialize in?

Ryan's specialties include student loans and pension planning. Ryan works with mid-life transitions.

### What credentials does Ryan Frailich hold?

Ryan Frailich holds the CFP and Certified Student Loan Professional credentials.

### Is Ryan Frailich registered with the SEC?

Yes. Ryan Frailich is registered as an investment adviser representative in LA and TX (CRD 6720951), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Deliberate Finances, LLC manage?

Deliberate Finances, LLC reports $18.7M across 98 accounts in assets under management.

### How do I contact Ryan Frailich?

Through Ryan's website, deliberatefinances.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/ryan-frailich-10186): XYPN members are fee-only
- NAPFA directory listing: NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://deliberatefinances.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.