# Ryan Firth

> Ryan Firth is a fee-only financial advisor at Mercer Street Personal Financial Services in Bellaire, Texas, who holds the CFP, CPA/PFS and Master of Science Accounting credentials. Mercer Street Personal Financial Services reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ryan-firth/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Mercer Street Personal Financial Services
- **Based in:** Bellaire, Texas
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Credentials:** CFP, CPA/PFS, Master of Science Accounting, RLP
- **CRD:** 5219584 (https://adviserinfo.sec.gov/individual/summary/5219584)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2018)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Ryan Firth a fee-only financial advisor?

Yes. Ryan Firth is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ryan's firm.

### How does Ryan charge for financial advice?

Ryan's firm, Mercer Street Personal Financial Services, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is Ryan Firth based?

Ryan Firth is based in Bellaire, Texas.

### What credentials does Ryan Firth hold?

Ryan Firth holds the CFP, CPA/PFS, Master of Science Accounting and RLP credentials.

### Is Ryan Firth registered with the SEC?

Yes. Ryan Firth is registered as an investment adviser representative in TX (CRD 5219584), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Ryan Firth?

Contact details aren't on file yet. Search for Mercer Street Personal Financial Services.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/44685): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.