# Ryan Dow

> Ryan Dow is a fee-only financial advisor at Mattern Capital Management in Lakewood, Colorado, who holds the CFP credential. Mattern Capital Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ryan-dow/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Mattern Capital Management
- **Based in:** Lakewood, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.07B across 1,244 accounts
- **Credentials:** CFP
- **CRD:** 5483108 (https://adviserinfo.sec.gov/individual/summary/5483108)
- **SEC registration:** Investment adviser representative in CO, TX
- **Exams passed:** Series 66 (2008)
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** https://www.matterncapital.com

## Frequently asked questions

### Is Ryan Dow a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Mattern Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan's firm, Mattern Capital Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Ryan Dow based?

Ryan Dow is based in Lakewood, Colorado.

### What credentials does Ryan Dow hold?

Ryan Dow holds the CFP credential.

### Is Ryan Dow registered with the SEC?

Yes. Ryan Dow is registered as an investment adviser representative in CO and TX (CRD 5483108), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Mattern Capital Management manage?

Mattern Capital Management reports $1.07B across 1,244 accounts in assets under management.

### How do I contact Ryan Dow?

Through Ryan's website, www.matterncapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5483108): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.