# Ryan Cross

> Ryan Cross is a fee-only financial advisor at Clariti Wealth Advisors in Wilmington, Delaware, who holds the CFP credential. Clariti Wealth Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ryan-cross/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Clariti Wealth Advisors
- **Based in:** Wilmington, Delaware
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $797.6M across 1,330 accounts
- **Credentials:** CFP
- **CRD:** 4753567 (https://adviserinfo.sec.gov/individual/summary/4753567)
- **SEC registration:** Investment adviser representative in DE, TX
- **Exams passed:** Series 63 (2004)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://www.claritiwealth.com/

## Frequently asked questions

### Is Ryan Cross a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Clariti Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan's firm, Clariti Wealth Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Ryan Cross based?

Ryan Cross is based in Wilmington, Delaware.

### What credentials does Ryan Cross hold?

Ryan Cross holds the CFP credential.

### Is Ryan Cross registered with the SEC?

Yes. Ryan Cross is registered as an investment adviser representative in DE and TX (CRD 4753567), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Clariti Wealth Advisors manage?

Clariti Wealth Advisors reports $797.6M across 1,330 accounts in assets under management.

### How do I contact Ryan Cross?

Through Ryan's website, www.claritiwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4753567): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.