# Ryan Bilco

> Ryan Bilco is a fee-only financial advisor at Lucid Advisors in Seattle, Washington. Lucid Advisors reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ryan-bilco/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Lucid Advisors
- **Based in:** Seattle, Washington
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Assets under management (firm):** $1.15B across 192 accounts
- **CRD:** 7170679 (https://adviserinfo.sec.gov/individual/summary/7170679)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 65 (2019)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.lucidadvisors.com/

## Frequently asked questions

### Is Ryan Bilco a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Lucid Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan's firm, Lucid Advisors, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is Ryan Bilco based?

Ryan Bilco is based in Seattle, Washington.

### Is Ryan Bilco registered with the SEC?

Yes. Ryan Bilco is registered as an investment adviser representative in WA (CRD 7170679), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Lucid Advisors manage?

Lucid Advisors reports $1.15B across 192 accounts in assets under management.

### How do I contact Ryan Bilco?

Through Ryan's website, www.lucidadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7170679): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.