# Ryan Althoff

> Ryan Althoff is a fee-only financial advisor at Lifeguide Financial Advisors in Mechanicsburg, Pennsylvania, who holds the CFP credential. Lifeguide Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ryan-althoff/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Lifeguide Financial Advisors
- **Based in:** Mechanicsburg, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $562.9M across 2,715 accounts
- **Credentials:** CFP
- **CRD:** 7408767 (https://adviserinfo.sec.gov/individual/summary/7408767)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 65 (2021)
- **Firm size:** 25 employees
- **Disclosures:** None reported
- **Website:** http://www.lifeguidefa.com/

## Frequently asked questions

### Is Ryan Althoff a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Lifeguide Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ryan charge for financial advice?

Ryan's firm, Lifeguide Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Ryan Althoff based?

Ryan Althoff is based in Mechanicsburg, Pennsylvania.

### What credentials does Ryan Althoff hold?

Ryan Althoff holds the CFP credential.

### Is Ryan Althoff registered with the SEC?

Yes. Ryan Althoff is registered as an investment adviser representative in PA (CRD 7408767), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Lifeguide Financial Advisors manage?

Lifeguide Financial Advisors reports $562.9M across 2,715 accounts in assets under management.

### How do I contact Ryan Althoff?

Through Ryan's website, www.lifeguidefa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7408767): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.