# Ruth Langworthy

> Ruth Langworthy is a fee-only financial advisor at Punch & Associates in Edina, Minnesota. Punch & Associates reports charging a percentage of assets, fixed fees and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ruth-langworthy/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Punch & Associates
- **Based in:** Edina, Minnesota
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees; Performance-based fees
- **Assets under management (firm):** $2.03B across 559 accounts
- **Works with:** Ultra high net worth
- **CRD:** 7189798 (https://adviserinfo.sec.gov/individual/summary/7189798)
- **SEC registration:** Investment adviser representative in MN
- **Exams passed:** Series 65 (2020)
- **Firm size:** 34 employees
- **Disclosures:** None reported
- **Website:** http://punchinvest.com/

## Frequently asked questions

### Is Ruth Langworthy a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ruth holds no broker registration, and Punch & Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ruth charge for financial advice?

Ruth's firm, Punch & Associates, reports charging a percentage of assets, fixed fees and performance-based fees on its SEC Form ADV.

### Where is Ruth Langworthy based?

Ruth Langworthy is based in Edina, Minnesota.

### Is Ruth Langworthy registered with the SEC?

Yes. Ruth Langworthy is registered as an investment adviser representative in MN (CRD 7189798), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Punch & Associates manage?

Punch & Associates reports $2.03B across 559 accounts in assets under management.

### How do I contact Ruth Langworthy?

Through Ruth's website, punchinvest.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7189798): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://punchinvest.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.