# Ruth Barber

> Ruth Barber is a fee-only financial advisor at Provident Living Financial Services in Lehi, Utah. Ruth charges hourly fees and an ongoing planning fee.

Page: https://find.wellspent.co/advisors/ruth-barber/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Provident Living Financial Services
- **Based in:** Lehi, Utah
- **Fee model:** Hourly; Ongoing planning fee
- **Assets under management (firm):** $158.1M across 408 accounts
- **CRD:** 8226657 (https://adviserinfo.sec.gov/individual/summary/8226657)
- **SEC registration:** Investment adviser representative in UT
- **Exams passed:** Series 65 (2025)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.getprovident.com/

## Frequently asked questions

### Is Ruth Barber a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ruth holds no broker registration, and Provident Living Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ruth charge for financial advice?

Ruth charges hourly fees and an ongoing planning fee.

### Where is Ruth Barber based?

Ruth Barber is based in Lehi, Utah.

### Is Ruth Barber registered with the SEC?

Yes. Ruth Barber is registered as an investment adviser representative in UT (CRD 8226657), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Provident Living Financial Services manage?

Provident Living Financial Services reports $158.1M across 408 accounts in assets under management.

### How do I contact Ruth Barber?

Through Ruth's website, www.getprovident.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8226657): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.getprovident.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.