# Rusti Pitts

> Rusti Pitts is a fee-only financial advisor at Bonner & Smith in Lubbock, Texas. Rusti charges a percentage of assets and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/rusti-pitts/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Bonner & Smith
- **Based in:** Lubbock, Texas
- **Fee model:** Percentage of assets
- **Assets under management (firm):** $314.8M across 1,044 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 7678166 (https://adviserinfo.sec.gov/individual/summary/7678166)
- **SEC registration:** Investment adviser representative in NM, TX
- **Exams passed:** Series 65 (2023)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.bonner-smith.com/

## Frequently asked questions

### Is Rusti Pitts a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Rusti holds no broker registration, and Bonner & Smith reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Rusti charge for financial advice?

Rusti charges a percentage of assets.

### Where is Rusti Pitts based?

Rusti Pitts is based in Lubbock, Texas.

### What does Rusti specialize in?

Rusti's specialties include retirement planning, tax planning and estate & legacy planning.

### Is Rusti Pitts registered with the SEC?

Yes. Rusti Pitts is registered as an investment adviser representative in NM and TX (CRD 7678166), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bonner & Smith manage?

Bonner & Smith reports $314.8M across 1,044 accounts in assets under management.

### How do I contact Rusti Pitts?

Through Rusti's website, www.bonner-smith.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7678166): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://bonner-smith.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.