# Roy McGuffin

> Roy McGuffin is a fee-only financial advisor at Kapstone Financial Advisors in Lebanon, Ohio. Roy focuses on small business owners, physicians & residents and estate & legacy planning. Kapstone Financial Advisors reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/roy-mcguffin/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Kapstone Financial Advisors
- **Based in:** Lebanon, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $322.3M across 1,086 accounts
- **Specialties:** Small business owners, Physicians & residents, Estate & legacy planning
- **Works with:** Physicians, Multi-generational families
- **CRD:** 1803305 (https://adviserinfo.sec.gov/individual/summary/1803305)
- **SEC registration:** Investment adviser representative in OH
- **Exams passed:** Series 63 (1988), Series 65 (2001)
- **Firm size:** 5 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.kapstoneadvisors.com

## Frequently asked questions

### Is Roy McGuffin a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Roy holds no broker registration, and Kapstone Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Roy charge for financial advice?

Roy's firm, Kapstone Financial Advisors, reports charging a percentage of assets on its SEC Form ADV.

### Where is Roy McGuffin based?

Roy McGuffin is based in Lebanon, Ohio.

### What does Roy specialize in?

Roy's specialties include small business owners, physicians & residents and estate & legacy planning. Roy works with physicians and multi-generational families.

### Is Roy McGuffin registered with the SEC?

Yes. Roy McGuffin is registered as an investment adviser representative in OH (CRD 1803305), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Kapstone Financial Advisors manage?

Kapstone Financial Advisors reports $322.3M across 1,086 accounts in assets under management.

### How do I contact Roy McGuffin?

Through Roy's website, www.kapstoneadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1803305): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.kapstoneadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.