# Roxanna Guinan

> Roxanna Guinan is a fee-only financial advisor at Cardea Capital Advisors in Coral Gables, Florida. Roxanna focuses on cross-border (US / Canada), family wealth transfer and sustainable & impact investing. Cardea Capital Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/roxanna-guinan/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Cardea Capital Advisors
- **Based in:** Coral Gables, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $124.2M across 393 accounts
- **Specialties:** Cross-border (US / Canada), Family wealth transfer, Sustainable & impact investing, Estate & legacy planning
- **Works with:** Ultra high net worth, Multi-generational families
- **CRD:** 1194705 (https://adviserinfo.sec.gov/individual/summary/1194705)
- **SEC registration:** Investment adviser representative in FL
- **Exams passed:** Series 63 (1986), Series 65 (2017)
- **Firm size:** 9 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://cardeacap.com/

## Frequently asked questions

### Is Roxanna Guinan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Roxanna holds no broker registration, and Cardea Capital Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Roxanna charge for financial advice?

Roxanna's firm, Cardea Capital Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Roxanna Guinan based?

Roxanna Guinan is based in Coral Gables, Florida.

### What does Roxanna specialize in?

Roxanna's specialties include cross-border (US / Canada), family wealth transfer, sustainable & impact investing and estate & legacy planning. Roxanna works with ultra high net worth and multi-generational families.

### Is Roxanna Guinan registered with the SEC?

Yes. Roxanna Guinan is registered as an investment adviser representative in FL (CRD 1194705), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Cardea Capital Advisors manage?

Cardea Capital Advisors reports $124.2M across 393 accounts in assets under management.

### How do I contact Roxanna Guinan?

Through Roxanna's website, cardeacap.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1194705): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cardeacap.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.