# Ross Cutler

> Ross Cutler is a fee-only financial advisor at King Tide Advisors in Stuart, Florida, who holds the CFP credential. Ross charges hourly fees, a one-time planning fee and a percentage of assets and focuses on small business owners, retirement planning and equity compensation.

Page: https://find.wellspent.co/advisors/ross-cutler/
Built from public directory listings; last checked April 25, 2026.

## Facts

- **Firm:** King Tide Advisors
- **Based in:** Stuart, Florida
- **Fee model:** Hourly; One-time planning fee; Percentage of assets
- **Assets under management (firm):** $25M - $100M
- **Credentials:** CFP
- **Specialties:** Small business owners, Retirement planning, Equity compensation, Pension planning, Tax planning, Estate & legacy planning, Founders (pre-exit)
- **Works with:** HENRY (High Earners, Not Rich Yet), Ultra high net worth, Founders, Pre-retirees, Early-career professionals, Retirees, Cross-border families, High earners, Executives
- **CRD:** 6643594 (https://adviserinfo.sec.gov/individual/summary/6643594)
- **SEC registration:** Investment adviser representative in FL, TX
- **Firm size:** 8 employees
- **Disclosures:** None reported
- **Website:** www.kingtideadvisors.com

## About

We are a full-service financial planning firm dedicated to helping individuals, families, and small business owners maximize their financial freedom. We have an experienced team building tax efficient retirement strategies, transition strategies, and tailored solutions for your unique situation.

Our diverse background both in and out of finance helps us understand the distinct challenges many people face. We focus on providing sound advice and personal support during every step of your financial journey.

## Frequently asked questions

### Is Ross Cutler a fee-only financial advisor?

Yes. Ross Cutler is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ross's firm.

### How does Ross charge for financial advice?

Ross charges hourly fees, a one-time planning fee and a percentage of assets.

### Where is Ross Cutler based?

Ross Cutler is based in Stuart, Florida.

### What does Ross specialize in?

Ross's specialties include small business owners, retirement planning, equity compensation, pension planning, tax planning and estate & legacy planning. Ross works with HENRY (High Earners, Not Rich Yet), ultra high net worth, founders, pre-retirees and early-career professionals.

### What credentials does Ross Cutler hold?

Ross Cutler holds the CFP credential.

### Is Ross Cutler registered with the SEC?

Yes. Ross Cutler is registered as an investment adviser representative in FL and TX (CRD 6643594), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does King Tide Advisors manage?

King Tide Advisors reports $25M - $100M in assets under management.

### How do I contact Ross Cutler?

Through Ross's website, www.kingtideadvisors.com.

## Sources

- Public advisor directory: listed as fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.kingtideadvisors.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.