# Rose Zealand

> Rose Zealand is a fee-only financial advisor at Golden Thread Collaborative, LLC in Helena, Montana, who holds the CFP and CeFT credentials. Rose charges hourly fees and focuses on estate & legacy planning.

Page: https://find.wellspent.co/advisors/rose-zealand/
Built from public directory listings; last checked November 2, 2026.

## Facts

- **Firm:** Golden Thread Collaborative, LLC
- **Based in:** Helena, Montana
- **Fee model:** Hourly
- **Works virtually:** Yes (Advice-Only Network profile)
- **Accepting new clients:** Yes (Advice-Only Network profile)
- **Credentials:** CFP, CeFT
- **Specialties:** Estate & legacy planning
- **Works with:** Pre-retirees, Early-career professionals
- **Website:** https://www.deathandmoney.com

## About

Rose Zealand is a CFP®, Certified Financial Transitionist® and Certified End-of-Life Doula who runs a conversation practice where money, mortality and meaning meet. She works mostly with midlife people touched by mortality, whether living with serious illness, caring for a loved one, grieving, rebuilding after a life-threatening diagnosis or curious about how mortality shapes the way they want to live.

Rose does not manage investments, sell products or build comprehensive long-term plans. Instead she offers what she calls scratch-paper planning: enough analysis to clarify what you have, what you need, your options and their tradeoffs as decisions arise. She also makes room for benefits, caregiving, estate documents and family conversations, and works alongside your other advisors and care team.

Her path includes more than a decade in financial services, a molecular biology degree, doula work at birth and end of life, caregiving for elders and settling an estate while grieving. Clients say she brings reverence, pragmatism, humor and steadiness.

## Frequently asked questions

### Is Rose Zealand a fee-only financial advisor?

Yes. Rose Zealand is listed in the Advice-Only Network (advice-only practices, no product sales).

### How does Rose charge for financial advice?

Rose charges hourly fees.

### Does Rose work with clients virtually?

Yes. Rose's Advice-Only Network profile says they meet with clients virtually.

### Where is Rose Zealand based?

Rose Zealand is based in Helena, Montana.

### What does Rose specialize in?

Rose's specialties include estate & legacy planning. Rose works with pre-retirees and early-career professionals.

### What credentials does Rose Zealand hold?

Rose Zealand holds the CFP and CeFT credentials.

### How do I contact Rose Zealand?

Through Rose's website, www.deathandmoney.com.

## Sources

- Advice-Only Network listing (https://adviceonlynetwork.com/advisors/rose-zealand): advice-only practices, no product sales

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.