# Ronald Malech

> Ronald Malech is a fee-only financial advisor at Cardinal Capital Management in Winnipeg, Manitoba, Canada. Ronald charges a percentage of assets (1.5% a year on the first tier of assets managed and a $500,000 asset minimum).

Page: https://find.wellspent.co/advisors/ronald-malech/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Cardinal Capital Management
- **Based in:** Winnipeg, Manitoba, Canada
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1.5% a year on the first tier of assets managed; a $500,000 asset minimum
- **Assets under management (firm):** $4.02B across 10,416 accounts
- **CRD:** 7070330 (https://adviserinfo.sec.gov/individual/summary/7070330)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2019)
- **Firm size:** 81 employees
- **Disclosures:** None reported
- **Website:** https://www.cardinal.ca

## Frequently asked questions

### Is Ronald Malech a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ronald holds no broker registration, and Cardinal Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ronald charge for financial advice?

Ronald charges a percentage of assets.

### How much does Ronald charge?

According to Cardinal Capital Management's website, checked October 30, 2026: 1.5% a year on the first tier of assets managed; a $500,000 asset minimum.

### Where is Ronald Malech based?

Ronald Malech is based in Winnipeg, Manitoba, Canada.

### Is Ronald Malech registered with the SEC?

Yes. Ronald Malech is registered as an investment adviser representative in TX (CRD 7070330), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cardinal Capital Management manage?

Cardinal Capital Management reports $4.02B across 10,416 accounts in assets under management.

### How do I contact Ronald Malech?

Through Ronald's website, www.cardinal.ca.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7070330): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.cardinal.ca/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.