# Ronald Cantlay

> Ronald Cantlay is a fee-only financial advisor at Financial Independence Advisors in Deland, Florida, who holds the CFP credential. Ronald focuses on retirement planning and tax planning. Financial Independence Advisors reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/ronald-cantlay/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Financial Independence Advisors
- **Based in:** Deland, Florida
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $189.6M across 393 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 5926385 (https://adviserinfo.sec.gov/individual/summary/5926385)
- **SEC registration:** Investment adviser representative in FL
- **Firm size:** 8 employees
- **Disclosures:** None reported
- **Website:** https://www.fiajacksonville.com

## Frequently asked questions

### Is Ronald Cantlay a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ronald holds no broker registration, and Financial Independence Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ronald charge for financial advice?

Ronald's firm, Financial Independence Advisors, reports charging a percentage of assets on its SEC Form ADV.

### Where is Ronald Cantlay based?

Ronald Cantlay is based in Deland, Florida.

### What does Ronald specialize in?

Ronald's specialties include retirement planning and tax planning.

### What credentials does Ronald Cantlay hold?

Ronald Cantlay holds the CFP credential.

### Is Ronald Cantlay registered with the SEC?

Yes. Ronald Cantlay is registered as an investment adviser representative in FL (CRD 5926385), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Independence Advisors manage?

Financial Independence Advisors reports $189.6M across 393 accounts in assets under management.

### How do I contact Ronald Cantlay?

Through Ronald's website, www.fiajacksonville.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5926385): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://fiaflorida.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.