# Ron Rhoades

> Ron Rhoades is a fee-only financial advisor at Scholar Financial in Bowling Green, Kentucky, who holds the CFP and JD credentials. Ron charges a percentage of assets (ongoing planning from $7,500 a year and 0.75% a year on the first tier of assets managed) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/ron-rhoades/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Scholar Financial
- **Based in:** Bowling Green, Kentucky
- **Fee model:** Percentage of assets
- **Fees (firm's website):** ongoing planning from $7,500 a year; 0.75% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.25B across 4,262 accounts
- **Credentials:** CFP, JD
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 4458963 (https://adviserinfo.sec.gov/individual/summary/4458963)
- **SEC registration:** Investment adviser representative in KY
- **Exams passed:** Series 65 (2001)
- **Firm size:** 69 employees
- **Disclosures:** None reported
- **Website:** https://scholarfinancial.com

## Frequently asked questions

### Is Ron Rhoades a fee-only financial advisor?

Yes. Ron Rhoades is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ron's firm.

### How does Ron charge for financial advice?

Ron charges a percentage of assets.

### How much does Ron charge?

According to Scholar Financial's website, checked October 28, 2026: ongoing planning from $7,500 a year; 0.75% a year on the first tier of assets managed.

### Where is Ron Rhoades based?

Ron Rhoades is based in Bowling Green, Kentucky.

### What does Ron specialize in?

Ron's specialties include retirement planning and tax planning.

### What credentials does Ron Rhoades hold?

Ron Rhoades holds the CFP and JD credentials.

### Is Ron Rhoades registered with the SEC?

Yes. Ron Rhoades is registered as an investment adviser representative in KY (CRD 4458963), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Scholar Financial manage?

Scholar Financial reports $1.25B across 4,262 accounts in assets under management.

### How do I contact Ron Rhoades?

Through Ron's website, scholarfinancial.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/ron-rhoades-10882): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://scholarfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.