# Robert Tobin

> Robert Tobin is a fee-only financial advisor at Black Diamond Financial in Lutherville, Maryland. Black Diamond Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/robert-tobin/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Black Diamond Financial
- **Based in:** Lutherville, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.37B across 1,261 accounts
- **CRD:** 4452642 (https://adviserinfo.sec.gov/individual/summary/4452642)
- **SEC registration:** Investment adviser representative in MD
- **Exams passed:** Series 63 (2001), Series 65 (2024)
- **Firm size:** 17 employees
- **Disclosures:** None reported
- **Website:** https://www.blackdfinancial.com

## Frequently asked questions

### Is Robert Tobin a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Robert holds no broker registration, and Black Diamond Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Robert charge for financial advice?

Robert's firm, Black Diamond Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Robert Tobin based?

Robert Tobin is based in Lutherville, Maryland.

### Is Robert Tobin registered with the SEC?

Yes. Robert Tobin is registered as an investment adviser representative in MD (CRD 4452642), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Black Diamond Financial manage?

Black Diamond Financial reports $1.37B across 1,261 accounts in assets under management.

### How do I contact Robert Tobin?

Through Robert's website, www.blackdfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4452642): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.