# Robert Roy

> Robert Roy is a fee-only financial advisor at MSA Financial in Braintree, Massachusetts. MSA Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/robert-roy/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** MSA Financial
- **Based in:** Braintree, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.41B across 3,271 accounts
- **CRD:** 1528646 (https://adviserinfo.sec.gov/individual/summary/1528646)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 63 (1986), Series 65 (1994)
- **Firm size:** 19 employees
- **Disclosures:** None reported
- **Website:** http://www.marinostram.com

## Frequently asked questions

### Is Robert Roy a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Robert holds no broker registration, and MSA Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Robert charge for financial advice?

Robert's firm, MSA Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Robert Roy based?

Robert Roy is based in Braintree, Massachusetts.

### Is Robert Roy registered with the SEC?

Yes. Robert Roy is registered as an investment adviser representative in MA (CRD 1528646), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does MSA Financial manage?

MSA Financial reports $1.41B across 3,271 accounts in assets under management.

### How do I contact Robert Roy?

Through Robert's website, www.marinostram.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1528646): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.