# Robert Rachlow

> Robert Rachlow is a fee-only financial advisor at Luminary Wealth in Fort Wayne, Indiana. Robert focuses on retirement planning and tax planning. Luminary Wealth reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/robert-rachlow/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Luminary Wealth
- **Based in:** Fort Wayne, Indiana
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $90.9M across 292 accounts
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Pre-retirees, Retirees
- **CRD:** 4350701 (https://adviserinfo.sec.gov/individual/summary/4350701)
- **SEC registration:** Investment adviser representative in IN
- **Exams passed:** Series 65 (2003)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.luminarywealth.com

## Frequently asked questions

### Is Robert Rachlow a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Robert holds no broker registration, and Luminary Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Robert charge for financial advice?

Robert's firm, Luminary Wealth, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Robert Rachlow based?

Robert Rachlow is based in Fort Wayne, Indiana.

### What does Robert specialize in?

Robert's specialties include retirement planning and tax planning. Robert works with pre-retirees and retirees.

### Is Robert Rachlow registered with the SEC?

Yes. Robert Rachlow is registered as an investment adviser representative in IN (CRD 4350701), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Luminary Wealth manage?

Luminary Wealth reports $90.9M across 292 accounts in assets under management.

### How do I contact Robert Rachlow?

Through Robert's website, www.luminarywealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4350701): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.luminarywealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.