# Robert Machado

> Robert Machado is a fee-only financial advisor at Compass Rose Financial Planning & Investment Management in Palm Springs, California, who holds the BS, CFP and MBA credentials. Robert charges a percentage of assets (0.85% a year on the first tier of assets managed and a $500,000 asset minimum) and focuses on estate & legacy planning, retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/robert-machado/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Compass Rose Financial Planning & Investment Management
- **Based in:** Palm Springs, California
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.85% a year on the first tier of assets managed; a $500,000 asset minimum
- **Credentials:** BS, CFP, MBA, MSFP
- **Specialties:** Estate & legacy planning, Retirement planning, Tax planning
- **CRD:** 4935167 (https://adviserinfo.sec.gov/individual/summary/4935167)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 66 (2005)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://compassrosefp.com

## Frequently asked questions

### Is Robert Machado a fee-only financial advisor?

Yes. Robert Machado is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Robert's firm.

### How does Robert charge for financial advice?

Robert charges a percentage of assets.

### How much does Robert charge?

According to Compass Rose Financial Planning & Investment Management's website, checked October 28, 2026: 0.85% a year on the first tier of assets managed; a $500,000 asset minimum.

### Where is Robert Machado based?

Robert Machado is based in Palm Springs, California.

### What does Robert specialize in?

Robert's specialties include estate & legacy planning, retirement planning and tax planning.

### What credentials does Robert Machado hold?

Robert Machado holds the BS, CFP, MBA and MSFP credentials.

### Is Robert Machado registered with the SEC?

Yes. Robert Machado is registered as an investment adviser representative in CA (CRD 4935167), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Robert Machado?

Through Robert's website, compassrosefp.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/5452): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://compassrosefp.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.