# Robert Higgins

> Robert Higgins is a fee-only financial advisor at Dalton Financial in Charlotte, North Carolina, who holds the CFP and ChFC credentials. Robert focuses on retirement planning, estate & legacy planning and tax planning. Dalton Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/robert-higgins/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Dalton Financial
- **Based in:** Charlotte, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Not currently (firm's website)
- **Assets under management (firm):** $49.8M across 115 accounts
- **Credentials:** CFP, ChFC
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 2500734 (https://adviserinfo.sec.gov/individual/summary/2500734)
- **SEC registration:** Investment adviser representative in NC
- **Exams passed:** Series 63 (1994), Series 65 (1999)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.daltonfin.com

## Frequently asked questions

### Is Robert Higgins a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Robert holds no broker registration, and Dalton Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Robert charge for financial advice?

Robert's firm, Dalton Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Robert Higgins based?

Robert Higgins is based in Charlotte, North Carolina.

### What does Robert specialize in?

Robert's specialties include retirement planning, estate & legacy planning and tax planning.

### What credentials does Robert Higgins hold?

Robert Higgins holds the CFP and ChFC credentials.

### Is Robert Higgins registered with the SEC?

Yes. Robert Higgins is registered as an investment adviser representative in NC (CRD 2500734), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Dalton Financial manage?

Dalton Financial reports $49.8M across 115 accounts in assets under management.

### How do I contact Robert Higgins?

Through Robert's website, www.daltonfin.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2500734): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.daltonfin.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.