# Robert Heaton

> Robert Heaton is a fee-only financial advisor at Cedar Valley Wealth Advisors in Cedar Falls, Iowa. Cedar Valley Wealth Advisors reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/robert-heaton/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cedar Valley Wealth Advisors
- **Based in:** Cedar Falls, Iowa
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $172.5M across 293 accounts
- **CRD:** 1674580 (https://adviserinfo.sec.gov/individual/summary/1674580)
- **SEC registration:** Investment adviser representative in IA
- **Exams passed:** Series 63 (1987)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.cedarvalleywealth.com

## Frequently asked questions

### Is Robert Heaton a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Robert holds no broker registration, and Cedar Valley Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Robert charge for financial advice?

Robert's firm, Cedar Valley Wealth Advisors, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Robert Heaton based?

Robert Heaton is based in Cedar Falls, Iowa.

### Is Robert Heaton registered with the SEC?

Yes. Robert Heaton is registered as an investment adviser representative in IA (CRD 1674580), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cedar Valley Wealth Advisors manage?

Cedar Valley Wealth Advisors reports $172.5M across 293 accounts in assets under management.

### How do I contact Robert Heaton?

Through Robert's website, www.cedarvalleywealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1674580): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.