# Robert Foster

> Robert Foster is a fee-only financial advisor at Plain Talk Financial Planning in Amesbury, Massachusetts. Plain Talk Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/robert-foster/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Plain Talk Financial Planning
- **Based in:** Amesbury, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.4M across 5 accounts
- **CRD:** 7992140 (https://adviserinfo.sec.gov/individual/summary/7992140)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://plaintalkfinancial.com/

## Frequently asked questions

### Is Robert Foster a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Robert holds no broker registration, and Plain Talk Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Robert charge for financial advice?

Robert's firm, Plain Talk Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Robert Foster based?

Robert Foster is based in Amesbury, Massachusetts.

### Is Robert Foster registered with the SEC?

Yes. Robert Foster is registered as an investment adviser representative in MA (CRD 7992140), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Plain Talk Financial Planning manage?

Plain Talk Financial Planning reports $1.4M across 5 accounts in assets under management.

### How do I contact Robert Foster?

Through Robert's website, plaintalkfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7992140): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.