# Ritesh Upadhyaya

> Ritesh Upadhyaya is a fee-only financial advisor at Vigil Wealth Management in Ponte Vedra Beach, Florida. Ritesh focuses on retirement planning. Vigil Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ritesh-upadhyaya/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Vigil Wealth Management
- **Based in:** Ponte Vedra Beach, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $186.0M across 417 accounts
- **Specialties:** Retirement planning
- **Works with:** Retirees, Pre-retirees, Multi-generational families
- **CRD:** 5971663 (https://adviserinfo.sec.gov/individual/summary/5971663)
- **SEC registration:** Investment adviser representative in FL
- **Exams passed:** Series 66 (2015)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.vigilwealthmanagement.com/

## Frequently asked questions

### Is Ritesh Upadhyaya a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ritesh holds no broker registration, and Vigil Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ritesh charge for financial advice?

Ritesh's firm, Vigil Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Ritesh Upadhyaya based?

Ritesh Upadhyaya is based in Ponte Vedra Beach, Florida.

### What does Ritesh specialize in?

Ritesh's specialties include retirement planning. Ritesh works with retirees, pre-retirees and multi-generational families.

### Is Ritesh Upadhyaya registered with the SEC?

Yes. Ritesh Upadhyaya is registered as an investment adviser representative in FL (CRD 5971663), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Vigil Wealth Management manage?

Vigil Wealth Management reports $186.0M across 417 accounts in assets under management.

### How do I contact Ritesh Upadhyaya?

Through Ritesh's website, www.vigilwealthmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5971663): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.vigilwealthmanagement.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.