# Rick Valenzi

> Rick Valenzi is a fee-only financial advisor at The Financial Zen Group, Inc. in San Francisco, California, who holds the CFP and CRPC credentials. Rick charges an ongoing planning fee (no asset minimum) and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/rick-valenzi/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** The Financial Zen Group, Inc.
- **Based in:** San Francisco, California
- **Fee model:** Ongoing planning fee
- **Fees (firm's website):** no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $167.6M across 609 accounts
- **Credentials:** CFP, CRPC
- **Specialties:** Retirement planning
- **Works with:** Tech employees
- **CRD:** 3081032 (https://adviserinfo.sec.gov/individual/summary/3081032)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 66 (2008)
- **Firm size:** 4 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://financialzen.com

## Frequently asked questions

### Is Rick Valenzi a fee-only financial advisor?

Yes. Rick Valenzi is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Rick's firm.

### How does Rick charge for financial advice?

Rick charges an ongoing planning fee.

### How much does Rick charge?

According to The Financial Zen Group, Inc.'s website, checked October 28, 2026: no asset minimum.

### Does Rick work with clients virtually?

Yes. The Financial Zen Group, Inc. says on its website that it works with clients remotely.

### Where is Rick Valenzi based?

Rick Valenzi is based in San Francisco, California.

### What does Rick specialize in?

Rick's specialties include retirement planning. Rick works with tech employees.

### What credentials does Rick Valenzi hold?

Rick Valenzi holds the CFP and CRPC credentials.

### Is Rick Valenzi registered with the SEC?

Yes. Rick Valenzi is registered as an investment adviser representative in TX (CRD 3081032), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.

### How much does The Financial Zen Group, Inc. manage?

The Financial Zen Group, Inc. reports $167.6M across 609 accounts in assets under management.

### How do I contact Rick Valenzi?

Through Rick's website, financialzen.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/rick-valenzi-10728): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://financialzen.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.