# Richard Whitton

> Richard Whitton is a fee-only financial advisor at RWW Financial Consulting in Portland, Oregon, who holds the CFP and ChFC credentials. Richard charges a percentage of assets, an ongoing planning fee and hourly fees (ongoing planning from $1,000 a year and $200 an hour) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/richard-whitton/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** RWW Financial Consulting
- **Based in:** Portland, Oregon
- **Fee model:** Percentage of assets; Ongoing planning fee; Hourly
- **Fees (firm's website):** ongoing planning from $1,000 a year; $200 an hour
- **Assets under management (firm):** $10.7M across 21 accounts
- **Credentials:** CFP, ChFC
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Divorce financial planning, Small business owners
- **CRD:** 2562394 (https://adviserinfo.sec.gov/individual/summary/2562394)
- **SEC registration:** Investment adviser representative in OR
- **Exams passed:** Series 63 (1995), Series 65 (1996)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://rwwfinancialconsulting.com

## Frequently asked questions

### Is Richard Whitton a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and RWW Financial Consulting reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard charges a percentage of assets, an ongoing planning fee and hourly fees.

### How much does Richard charge?

According to RWW Financial Consulting's website, checked October 30, 2026: ongoing planning from $1,000 a year; $200 an hour.

### Where is Richard Whitton based?

Richard Whitton is based in Portland, Oregon.

### What does Richard specialize in?

Richard's specialties include retirement planning, tax planning, estate & legacy planning, divorce financial planning and small business owners.

### What credentials does Richard Whitton hold?

Richard Whitton holds the CFP and ChFC credentials.

### Is Richard Whitton registered with the SEC?

Yes. Richard Whitton is registered as an investment adviser representative in OR (CRD 2562394), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does RWW Financial Consulting manage?

RWW Financial Consulting reports $10.7M across 21 accounts in assets under management.

### How do I contact Richard Whitton?

Through Richard's website, rwwfinancialconsulting.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2562394): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (http://www.rwwfinancialconsulting.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.