# Richard Toth

> Richard Toth is a fee-only financial advisor at VanderPol Investments in Caledonia, Michigan, who holds the CFA credential. Richard charges a percentage of assets and focuses on tax planning.

Page: https://find.wellspent.co/advisors/richard-toth/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** VanderPol Investments
- **Based in:** Caledonia, Michigan
- **Fee model:** Percentage of assets
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $118.1M across 131 accounts
- **Credentials:** CFA
- **Specialties:** Tax planning
- **CRD:** 7351130 (https://adviserinfo.sec.gov/individual/summary/7351130)
- **SEC registration:** Investment adviser representative in MI
- **Exams passed:** Series 65 (2021)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.vanderpolinvestments.com/

## Frequently asked questions

### Is Richard Toth a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and VanderPol Investments reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard charges a percentage of assets.

### Where is Richard Toth based?

Richard Toth is based in Caledonia, Michigan.

### What does Richard specialize in?

Richard's specialties include tax planning.

### What credentials does Richard Toth hold?

Richard Toth holds the CFA credential.

### Is Richard Toth registered with the SEC?

Yes. Richard Toth is registered as an investment adviser representative in MI (CRD 7351130), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does VanderPol Investments manage?

VanderPol Investments reports $118.1M across 131 accounts in assets under management.

### How do I contact Richard Toth?

Through Richard's website, www.vanderpolinvestments.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7351130): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.vanderpolinvestments.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.