# Richard Spadaro

> Richard Spadaro is a fee-only financial advisor at WLTH Capital Management in Gilbert, Arizona. Richard focuses on tax planning and estate & legacy planning. WLTH Capital Management reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-spadaro/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** WLTH Capital Management
- **Based in:** Gilbert, Arizona
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $229.8M across 425 accounts
- **Specialties:** Tax planning, Estate & legacy planning
- **CRD:** 5385937 (https://adviserinfo.sec.gov/individual/summary/5385937)
- **SEC registration:** Investment adviser representative in AZ
- **Exams passed:** Series 63 (2012), Series 65 (2024), Series 66 (2007)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://wlthcapitalmanagement.com/

## Frequently asked questions

### Is Richard Spadaro a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and WLTH Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, WLTH Capital Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Richard Spadaro based?

Richard Spadaro is based in Gilbert, Arizona.

### What does Richard specialize in?

Richard's specialties include tax planning and estate & legacy planning.

### Is Richard Spadaro registered with the SEC?

Yes. Richard Spadaro is registered as an investment adviser representative in AZ (CRD 5385937), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does WLTH Capital Management manage?

WLTH Capital Management reports $229.8M across 425 accounts in assets under management.

### How do I contact Richard Spadaro?

Through Richard's website, wlthcapitalmanagement.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5385937): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://wlthcapitalmanagement.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.