# Richard Severs

> Richard Severs is a fee-only financial advisor at Garde Capital in Seattle, Washington, who holds the CFP and CFA credentials. Garde Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-severs/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Garde Capital
- **Based in:** Seattle, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $2.65B across 512 accounts
- **Credentials:** CFP, CFA
- **CRD:** 4760022 (https://adviserinfo.sec.gov/individual/summary/4760022)
- **SEC registration:** Investment adviser representative in TX, WA
- **Exams passed:** Series 66 (2004)
- **Firm size:** 18 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.gardecapital.com

## Frequently asked questions

### Is Richard Severs a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Garde Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, Garde Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Richard Severs based?

Richard Severs is based in Seattle, Washington.

### What credentials does Richard Severs hold?

Richard Severs holds the CFP and CFA credentials.

### Is Richard Severs registered with the SEC?

Yes. Richard Severs is registered as an investment adviser representative in TX and WA (CRD 4760022), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Garde Capital manage?

Garde Capital reports $2.65B across 512 accounts in assets under management.

### How do I contact Richard Severs?

Through Richard's website, www.gardecapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4760022): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://gardecapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.