# Richard Predham

> Richard Predham is a fee-only financial advisor at Impact Financial Planning Inc. in Ottawa, Ontario, Canada, who holds the CFP and BBA credentials. Richard charges a flat fee or retainer, a one-time planning fee and an ongoing planning fee and focuses on flat-fee planning, retirement planning and small business owners.

Page: https://find.wellspent.co/advisors/richard-predham/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Impact Financial Planning Inc.
- **Based in:** Ottawa, Ontario, Canada
- **Fee model:** Flat fee or retainer; One-time planning fee; Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** CFP, BBA
- **Specialties:** Flat-fee planning, Retirement planning, Small business owners
- **Website:** https://www.impactfinancialplanning.ca

## Frequently asked questions

### Is Richard Predham a fee-only financial advisor?

Yes. Richard Predham is listed in the Canadian fee-only planners directory (a directory limited to fee-only planners).

### How does Richard charge for financial advice?

Richard charges a flat fee or retainer, a one-time planning fee and an ongoing planning fee.

### Where is Richard Predham based?

Richard Predham is based in Ottawa, Ontario, Canada.

### What does Richard specialize in?

Richard's specialties include flat-fee planning, retirement planning and small business owners.

### What credentials does Richard Predham hold?

Richard Predham holds the CFP and BBA credentials.

### How do I contact Richard Predham?

Through Richard's website, www.impactfinancialplanning.ca.

## Sources

- Canadian fee-only planners directory: a directory limited to fee-only planners
- The firm's website (https://www.impactfinancialplanning.ca/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.