# Richard Nerad

> Richard Nerad is a fee-only financial advisor at Nerad + Deppe Wealth Management in La Jolla, California. Richard charges a percentage of assets, an ongoing planning fee and hourly fees.

Page: https://find.wellspent.co/advisors/richard-nerad/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Nerad + Deppe Wealth Management
- **Based in:** La Jolla, California
- **Fee model:** Percentage of assets; Ongoing planning fee; Hourly
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $176.3M across 613 accounts
- **Works with:** High earners
- **CRD:** 4666376 (https://adviserinfo.sec.gov/individual/summary/4666376)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 63 (2003), Series 66 (2004)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.nd-wm.com

## Frequently asked questions

### Is Richard Nerad a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Nerad + Deppe Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard charges a percentage of assets, an ongoing planning fee and hourly fees.

### Where is Richard Nerad based?

Richard Nerad is based in La Jolla, California.

### Is Richard Nerad registered with the SEC?

Yes. Richard Nerad is registered as an investment adviser representative in CA and TX (CRD 4666376), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Nerad + Deppe Wealth Management manage?

Nerad + Deppe Wealth Management reports $176.3M across 613 accounts in assets under management.

### How do I contact Richard Nerad?

Through Richard's website, www.nd-wm.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4666376): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://nd-wm.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.