# Richard Moldenhauer

> Richard Moldenhauer is a fee-only financial advisor at Moldenhauer & Associates in Orchard Park, New York, who holds the ChFC credential. Richard focuses on retirement planning, estate & legacy planning and family wealth transfer. Moldenhauer & Associates reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/richard-moldenhauer/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Moldenhauer & Associates
- **Based in:** Orchard Park, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $764.9M across 1,962 accounts
- **Credentials:** ChFC
- **Specialties:** Retirement planning, Estate & legacy planning, Family wealth transfer, Tax planning
- **CRD:** 337721 (https://adviserinfo.sec.gov/individual/summary/337721)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 63 (2001), Series 65 (1999)
- **Firm size:** 15 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.moldenhauerassociates.com

## Frequently asked questions

### Is Richard Moldenhauer a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Richard holds no broker registration, and Moldenhauer & Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Richard charge for financial advice?

Richard's firm, Moldenhauer & Associates, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Richard Moldenhauer based?

Richard Moldenhauer is based in Orchard Park, New York.

### What does Richard specialize in?

Richard's specialties include retirement planning, estate & legacy planning, family wealth transfer and tax planning.

### What credentials does Richard Moldenhauer hold?

Richard Moldenhauer holds the ChFC credential.

### Is Richard Moldenhauer registered with the SEC?

Yes. Richard Moldenhauer is registered as an investment adviser representative in NY (CRD 337721), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Moldenhauer & Associates manage?

Moldenhauer & Associates reports $764.9M across 1,962 accounts in assets under management.

### How do I contact Richard Moldenhauer?

Through Richard's website, www.moldenhauerassociates.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/337721): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://meritfinancialadvisors.com/moldenhauer-and-associates/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.